Sunday, July 5, 2015

Frauds: Avoid Getting Scammed in Secondary Education

I got the idea for this topic because of spam calls asking me to enroll in college.  Quite annoying, don't you agree?  

With most lucrative and/or expanding careers and jobs today in the United States, a collegiate degree or vocational certification is a not only recommended, it is a requirement.  Combined with the rising cost of education and student loans, it is essential that everyone who attends college gets some value out of their degree.  

However, there are too many stories where a person (could be an underprivileged person seeking an opportunity to leave their plight, or a soldier using their G.I. Bill after completing their service.) goes to college, completes a degree that costs thousands, only for said degree to be useless.

Now those individuals are deeper in debt, and do not have a job, making their situation worse.  Meanwhile, the school they attended has their money and is using it to advertise to enroll more people.

That is disgusting and heartbreaking.  

I will not advocate for the cessation of college education, as there is far more schools that do not commit these kind of scams.  Yet, there are some schools that are not worth the value.   Here are a few tips that I recommend.  

1. Look at the graduate rate of a school.  

Just like high school, colleges have a drop out rate to look out for when applying.  It is a red flag if a significant amount of people don't bother finishing the program they will end up paying for in the long term.  

2. Look at the employment rate of a school.  

If the employment rate of a school is abysmal, go somewhere else.  For many, the point of attending college is to have a career for financial stability.

Furthermore, every college and university has an office involved with career services to assist with students get a job before and immediately after graduation.  Take full advantage of it.  

3. Online schools  


An online class is great to make up missing credits from a core academic class that requires reading and papers, take a class while you are working or have a busy schedule, or if the career involves computer technology.  Furthermore, many accredited universities have picked up on the idea and offer these classes to save space.  

That said, check their accreditation, especially if the school does not have an onsite campus nearby.  Some online schools are flat out fraudulent.  Here is an article about a US investigation, involving some well publicized schools.

4. If all else fails, go to a community college.  


Community colleges offer many of the same services as the schools we see advertised on television at a cheaper cost, and a better value.   Furthermore, many universities accept their credits if someone wishes to attend a four year school.  

That's all for now.  Your thoughts?